Landlord & Investment Property Insurance | Get A Free Quote

November 21, 2011 by

Landlord & Investment Property Insurance

As a landlord the last thing you should be worried about is your insurance. If you purchase or have insurance through our agency, you won’t. We offer comprehensive “worry free” landlord and investment property insurance. Work with us today to get a free quote on your home or condo. Our agents are licensed and experienced, and can put together a policy that is best for your property.

What if your property burned to the ground tomorrow, do you have adequate coverage? What If there is a slip and fall on your property, does your policy protect you? These are questions that we help answer at our agency.

Types Of Properties We Insure:

We insure properties of all types. This includes dwellings, duplex, homes, condos, small apartment buildings and more. Please consult an agent for details.

Coverages We Offer:

  • Dwelling & building Coverage
  • Interior Dwelling coverage
  • 120% Dwelling Extended Coverage
  • Business Personal Property(BPP)
  • Replacement Cost on BPP & Dwelling
  • Loss Of Rental Income
  • Loss assessment (If Applicable)
  • Landlord Liability
  • Sewer Back Up
  • and more!

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Landlord Insurance Quote!

We offer up to 5 personal lines companies for landlord insurance. To get a free insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Filed under Home Insurance, Landlord Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Distributors And Wholesalers Insurance | Get A Free Business Insurance Quote

November 18, 2011 by Leave a comment

Distributors & Wholesalers Insurance Program

We understand as a small business owner, your customer depends on you for goods and materials. This can be anywhere from roofing materials, office supplies, food and more. The last thing you need to worry about is your insurance policy. When you work with our agency, you won’t.

We offer superior insurance coverage, for all your insurance needs.  At our agency you will work with a licensed experienced agent, who will counsel you into a comprehensive insurance policy. The policy will be designed for your business. At our agency “good old-fashioned customer service”, still exists.

Classifications We Can Insure

  • Appliance Distributor
  • Automobile Parts Distributor & Wholesalers
  • Bakeries With & Without Cooking Distributor
  • Beverage Including Alcohol Distributors & Wholesalers
  • Beauty & Barber Shop Supply Distributors
  • Books, Magazines, News Paper Distributors
  • Building Materials Distributors
  • Clothing & Apparel Distributors
  • Craft Supply Distributors
  • Dairy, Eggs & Ice Cream Distributors
  • School Supply Distributors
  • Electrical Equipment Distributors & Wholesalers
  • Fabric Distributors & Wholesalers
  • Florists Distributors & Wholesalers
  • Fruit & Vegetable Distributors & Wholesalers
  • Gardening & Light Farming Distributors & Wholesalers
  • Gift, Novelty , Etc Distributors & Wholesalers
  • Glass & Glassware Distributors & Wholesalers
  • Golf Equipment Distributors & Wholesalers
  • Grocery Distributors & Wholesalers
  • Hardware & Tool Distributors & Wholesalers
  • Hearing Aid Distributors
  • HVAC Distributors & Wholesalers
  • Hobby Distributors & Wholesalers
  • Ice Dealers Distributors
  • Janitorial Supply Distributors & Wholesalers
  • Jewelry Distributors & Wholesalers
  • Kitchen Accessories Distributors & Wholesalers
  • Ladies & Girls Accessories Distributors & Wholesalers
  • Lamps & Lightning Fixtures Distributors & Wholesalers
  • Leather Goods & Luggage Distributors & Wholesalers
  • Leather Products Distributors & Wholesalers
  • Linen Distributors & Wholesalers
  • Meat, Poultry, Seafood, Food Distributors & Wholesalers
  • Mirrors Distributors & Wholesalers
  • Monuments & Tombstones Distributors & Wholesalers
  • Music Distributors & Wholesalers
  • Musical Instrument Distributors & Wholesalers
  • Office Furniture Distributors & Wholesalers
  • Optical Goods Distributors & Wholesalers
  • Paint & Wallpaper Distributors & Wholesalers
  • Pet Supplies Distributors & Wholesalers
  • Photographic Distributors & Wholesalers
  • Picture Frames Distributors & Wholesalers
  • Plumbing Supply Distributors & Wholesalers
  • Sewing Machine Distributors & Wholesalers
  • Sporting Goods Distributors & Wholesalers
  • Sunglasses Distributors & Wholesalers
  • Trophy Distributors & Wholesalers
  • Wall Paper Distributors & Wholesalers
  • Yarn Distributors & Wholesalers
  • And More! Call for details if not in list.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Distributors Insurance, Workman's Compensation Tagged with , , , , , , , , ,

Dry Cleaning Insurance | Get A Free Business Insurance Quote

November 18, 2011 by

You help your customers look their best. Either if it’s a business man/woman needing their shirts cleaned and delivered every week on time, or having a wedding dress ready for a brides special day. As business owner, you sometimes forget about your risks involved in daily operations.

It’s never easy to realize that risks that your business inherently has everyday. What if a machine press breaks, causing injury to one of your employees, are you covered? What if a fire broke out over night, will you insurance policy have enough coverage? Let our agency help you answer these hard questions.

At Colorado & Denver Insurance Services, we are independent agents that know how important an insurance policy is to a business.  You will work with a licensed experienced insurance agent. He or She will work with you to find the policy that is best for your business.

We Offer Superior Coverage:

As a small business owner that last thing you should be worrying about is your business insurance policy. At our agency, when we put together insurance policies, we don’t cut corners. We offer comprehensive business owners policies.

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Customers Personal Property Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, General Insurance, Workman's Compensation Tagged with , , , , , , , , ,

Our Business Owners Insurance Policy

November 18, 2011 by 24 Comments

Business Owners Insurance Policy

Our Agency offers the industries superior and leading product. Our policies go above and beyond the standard. Don’t “cut corners” on your insurance policy. Get a Superior insurance policy at our agency, all at great prices. Work one on one with a licensed experienced agent, that understands insurance. He/she will counsel you into a policy that best fits your business.

Please take a look below, at our business owner policy. Disclaimer:  Not all businesses and risks will qualify for this program. Business Owners Policies can vary company to company. Please talk to an agent for details.

Property

Policy deductible applies to all the coverages below. We offer deductibles at 250, 500, 1000, 2500, 5000, 10,000 and 25,000 thousand dollars.

  • Business Income & Extra Expense 12 Months Actual Loss Sustained
  • Business Income & Extra Expense Dependent Property $10,000 Limit
  • Business Income & Extra expense Newly acquired property $250,000
  • Employee Dishonesty & Forgery $25,000
  • Expediting Expenses $25,000
  • identity Theft/Recovery services $25,000
  • Terrorism Insurance

The Following Coverages Apply At Each Location

Coverage

  • Appurtenant Buildings & Structures $50,000
  • Arson & Theft Reward $5,000
  • Civil Authority 4 Weeks & 24 Hours
  • Claim Data Expense $5,000
  • Fire Department Service Charge $25,000
  • Fire Equipment Discharge $10,000
  • Newly acquired Or Constructed Business Personal Property $250,000
  • Newly acquired Or Constructed Building $1,000,000
  • Non Owned Detached Trailers $5,000
  • Outdoor Property $10,000
  • Personal Effects $25,000
  • Personal Property Of Others (included in (BPP) Business Personal Property Coverage Amount Desired)
  • Pollutant Clean Up And Removal $25,000 Maximum Annually
  • Preservation Of Property BPP Included Limit 90 Days
  • Signs Included
  • Spoilage Coverage Included In BPP (Business Personal Property)
  • Temporary Location Of Business Property $50,000 up to 30 days
  • Glass Coverage
  • Theft Damage To Rented Property Included in BPP

Coverage

  • Inflation Guard
  • Business Personal Property(BPP) Including Inventory
  • Seasonal Increase 25%
  • Building And Structure Coverage
  • Business Personal property Off Premises $250,000
  • Debris Removal 25% + $25,000
  • Money & Securities included in BPP
  • Money Orders & Counterfeit Paper Included in BPP
  • Outdoor Trees & Other Plants $3,000
  • Equipment Break Down $250,000
  • Ordinance Of Law & Demolition $25,000
  • Accounts receivable $25,000
  • Electronic Data Processing including In Transit $25,000
  • Sewer & Drain Backup $25,000
  • Fine Arts $25,000
  • Targeted Hacker Attack $25,000

Liability

General Liability

  • Each Occurrence Up To $2,000,000
  • Personal & Advertising Injury Up Tp $2,000,000
  • Products Completed Operations Up To $4,000,000
  • General Aggregate Up To $4,000,000
  • Damage To Premises Rented To You $300,000
  • Medical Payments $10,000
  • Employment Practices Fiduciary $10,000

Additional Blanket Insured Included (Excluding Contractors)

Optional Coverages

  • Commercial Auto Insurance
  • Excess Liability Insurance
  • Workman’s Compensation
  • Cyber Liability Insurance
  • Liquor Liability
  • and more!

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Filed under Auto Service Repair Insurance, Business & Commercial Insurance, Condo & Apartment Building Insurance, Distributors Insurance, Financial Services Insurance, General Insurance, Hotel & Motel Insurance, Restaurant Insurance, Retail Store Insurance, Workman's Compensation Tagged with , , , , , , , , ,

Restaurant Insurance | Get A Free Business Insurance Quote

November 17, 2011 by

Restaurant Insurance Program

We offer the leading industry insurance product for restaurants. This can be anywhere from the romantic steak house in a high-class neighborhood, to your hole in the wall pizza parlor on the corner. We know restaurants are unique to their customers and food, that’s why we design an insurance policy that is just as unique as the restaurant.

Get a free quote from us and work one on one with a licensed experienced agent, who understands insurance. Our agency will counsel you into the policy that is best for your business. We believe in “Good Old Fashioned Customer Service”.

Types Of Restaurants We Insure

We insure all restaurants. This includes bagel shops, bistros, buffets, coffee shops, drive ins, deli’s, food courts, fast food, sit down, take out, pizza parlors, ice cream, Italian, Mexican, Chinese, steak houses, sea food and more. We also can insure operations that serve liquor.

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Food Spoilage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • Liquor Liability
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Restaurant Insurance, Workman's Compensation Tagged with , , , , , , , , , , , , , , , , ,

Food And Beverage Shop Insurance | Get A Free Business Insurance Quote

November 5, 2011 by

Food & Beverage Shop Insurance Program

As a small business owner, you stride to meet the demands of your customers and their taste buds everyday. Whether this is coffee, a sandwich, a muffin or more you commit to deliver the best product and service. At our agency we understand how important insurance is to a small business owner, and we stride to deliver an excellent product along with great service. What if your business burnt to the ground tomorrow? What if you got sued for a slip and fall? Does your insurance cover this? At our agency our licensed experienced agents help answer these questions, so small business owners can sleep well at night.

Operations We Insure

We offer insurance products, for all food and beverage shop needs. Please see our list, for details below.

  • Bagel Shops
  • Bakeries
  • Beverage Stores
  • Butcher Shops
  • Candy & Nut Stores
  • Coffee & Tea Shops
  • Cheese Shops
  • Delicatessens (Deli’s)
  • Donut Shops
  • Fruit & Vegetable Stores
  • Gourmet Food Stores
  • Health Food Stores
  • Ice Cream Shops
  • Juice Bars
  • Liquor Stores
  • Meat, Poultry, Fish Stores
  • Pizza Stores
  • Pretzel Shops
  • Produce Markets
  • Yogurt Stores
  • Wine Shops
  • and more!

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Retail Store Insurance, Workman's Compensation Tagged with , , , , , ,

Machine Shop Insurance | Get A Free Business Insurance Quote

November 5, 2011 by

Machine Shop Insurance Program

As a small business owner who owns a machine shop, you take, draw, design and build parts for customers with specific needs. Your skills are astounding at building some of the most complicated parts in the world. This can be any where from aerospace parts, to an old car part that they don’t make any more. You have the skills, the know how, and service to meet all customer needs.

Let us help meet your insurance needs with our comprehensive machine shop insurance package. Work one on one with one of our licensed experienced agents to get the coverage you need. Our machine shop insurance program is superior in the industry. It includes coverage above and beyond the industry standard.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Workman's Compensation Tagged with , , , , , , ,

Liquor Store Insurance | Get A Free Business Insurance Quote

November 4, 2011 by

Liquor & Wine Store Insurance Program

As a business owner, we understand that you are in a competitive business. You constantly stride to meet customers needs in inventory and service. You know if you don’t take care of the customer, someone else will. We believe the same thing out our agency, as a matter of fact we believe in “good old customer service”.

If you are in the business of selling liquor or wine, we have offer a comprehensive insurance policy for your business. This can be any where from the small “mom & pop shops” to mid and large-sized operations. Our agents take time to put together comprehensive insurance policies, that fits the business needs. What if you were to get sued for a slip and fall? Do you have the right coverage? Our agents help answer these questions.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • Liquor Liability
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Retail Store Insurance, Workman's Compensation Tagged with , , , , , , ,

Catering Insurance | Caterers Insurance | Get A Free Business Insurance Quote

November 4, 2011 by

Business Insurance For Catering Companies

As a small business owner, your clients rely on you for food & beverage service. This can be for weddings, ceremonies and other very important special events.  Whatever the occasion, a catering company goes to great lengths serve the most delicious, beautiful and cuisine selections.  Business owners stride to provide good service, and an excellent experience.

Protect your catering company with the right insurance policy.  If you have employees, make sure your workman’s comp insurance is designed to fully cover employee liability. If there is spoilage of food, you have to make sure you have the right coverage.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Spoilage Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • Liquor Liability
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Catering Truck Insurance

If you have a catering business that is always on the road, we can put together a comprehensive insurance package for this. Please contact us for any questions about this. This includes commercial auto, general liability, inventory coverage, workman’s comp and more.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Contractors Insurance, Special Event Insurance, Workman's Compensation Tagged with , , , , , , , , , , , ,

We Believe In “Good Old Fashioned Customer Service”

November 4, 2011 by Leave a comment

When you call in to some companies, it seems you always get an automated system and when you do talk to someone, they either don’t know what they are doing or transfer you to another department.  It is frustrating when you are dealing with the same company but deal with somebody different every time you call in.  The “old fashioned personalized customer service” seems to have disappeared.

At our agency we pride ourselves in customer service.  We like talking to our customers and know that they need great customer service from our licensed experienced agents.  At the same time we believe in  utilizing technology, because we have to keep up with changes in our world. 

If you would like a quote, please use our quick form or call 1-888-270-0995.  Count on us to give you the best customer service possible.

 

Filed under General Insurance Tagged with , , , , , ,

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