Landlord & Investment Property Insurance | Get A Free Quote

November 21, 2011 by

Landlord & Investment Property Insurance

As a landlord the last thing you should be worried about is your insurance. If you purchase or have insurance through our agency, you won’t. We offer comprehensive “worry free” landlord and investment property insurance. Work with us today to get a free quote on your home or condo. Our agents are licensed and experienced, and can put together a policy that is best for your property.

What if your property burned to the ground tomorrow, do you have adequate coverage? What If there is a slip and fall on your property, does your policy protect you? These are questions that we help answer at our agency.

Types Of Properties We Insure:

We insure properties of all types. This includes dwellings, duplex, homes, condos, small apartment buildings and more. Please consult an agent for details.

Coverages We Offer:

  • Dwelling & building Coverage
  • Interior Dwelling coverage
  • 120% Dwelling Extended Coverage
  • Business Personal Property(BPP)
  • Replacement Cost on BPP & Dwelling
  • Loss Of Rental Income
  • Loss assessment (If Applicable)
  • Landlord Liability
  • Sewer Back Up
  • and more!

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Landlord Insurance Quote!

We offer up to 5 personal lines companies for landlord insurance. To get a free insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

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Funeral Home Insurance | Get A Free Business Insurance Quote

November 1, 2011 by

Let Us Help You Set Up A Superior Funeral Home Insurance Package

Funeral Homes help families through the most difficult times of their lives. The Funeral Director and staff work closely with families and council their grievances. Funeral homes are also involved in coordination of transportation, sales of caskets and memorabilia, mortuary science activities and the coordination of funeral services.

We understand insurance can be complicated, so you will work one on one with a licensed experienced agent. As national independent insurance agents and brokers, we have multiple companies we work with to accommodate all insurance needs.

Our Business Owners Policy

Our policies are superior in industry standard. We believe cutting corners on an insurance policy, could potentially hurt a funeral home if a claim were to occur. We provide superior coverage, all at a competitive rate. Here is a basic break down of coverages we provide.

  • General Liability
  • Building
  • Directors Professional Liability
  • Business Property and Inventory
  • Crime Coverage
  • Employee Dishonesty
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Equipment Break Down
  • Outdoor Signs
  • Accounts Receivable
  • Newly Acquired Building
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, our companies will treat you fair and keep the process as simple as possible.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Workman's Compensation Tagged with , , , , , , , ,

Truck Stop Insurance, Travel Plaza Insurance And Gas Station Insurance

October 24, 2011 by

If you are one of the many small business owners who owns a gas or truck stop station, we have offer a superior product. With our truck stop, travel plaza & gas station insurance packages, we have all your needs covered. This is any where from a small operation, to a large travel plaza. We can also write locations which are fueling stations. We will highlight some of our main coverages we offer below.

Highlight Of Coverages

  • Building: Covers the physical structure itself. Also covers detached structures. We offer building coverage, of all varieties.
  • Business Personal Property: Protects any property on premise, related to day to day operations.
  • General Liability: Covers any on premises liabilities. This includes inside the building(s),  in the parking lot, or any other land.
  • Inventory Coverage: Assures inventory such as merchandise, food and other inventory is protected.
  • Loss Of Use & Business Income: Provides any supplemental income, due to a directs loss.
  • Garage Keepers Liability: Garage Keepers provides coverage against physical damage on customer vehicles.
  • Employee Dishonesty: Protects you from dishonest employees, involving daily operations.
  • Commercial Auto Insurance: Insures vehicles that are used in day to day operations.
  • Excess Liability: Provides liability above and beyond a normal general liability & commercial auto policy.
  • Workman’s Compensation: Provides owners and employees protection from injury while on the the job.

For more details on our Business Owners Policies, Please Click Here.

Get A Free Quote With Personalized Service

Our agency is family based, and understands insurance. Mark A. Schneider is the agency Principal, and will give you one- on-one counseling to fit your needs. Call him at 1-888-270-0995, during normal business hours or email him at mark@denversinsurance.com You can also use our quick form.

Filed under Auto Service Repair Insurance, Business & Commercial Insurance, Commercial Auto Insurance, General Insurance, Workman's Compensation Tagged with , , , , , , , , , , , , , , ,

Snow Plow Insurance & Snow Removal Insurance- Denver, Colorado

October 23, 2011 by

We offer the industry’s top notch insurance products for small and mid-sized businesses who are involved in snow removal. We put together a comprehensive policy that fits your business needs.  Work with one of our agents one on one so we can put together an elite insurance policy with you. We insure all operations involved in snow removal. This includes all the way down to you or your employee shoveling side walks, laying down salt operating equipment and more.

Coverages We offer:

Commercial Auto Insurance: Includes auto liability, medical payments, uninsured or under insured motorists, physical damage and more.

General Liability: Covers you are your workers while on work site, from any potential incidents.

Excess Insurance: Need more coverage than just the standard million dollar limits? We offer up 1 to 5 million in excess liability in most cases.

Workman’s Compensation: Protect you and your employees while you are on the job site or any admin’s in office.

To Get A Free Quote call Mark A. Schneider at 1-(888)-270-0995 or email him at mark@denversinsurance.com, or use the quick form. He will provide valuable one on one insurance counseling to find the policy that is best for you.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Outdoor Products Insurance, Workman's Compensation Tagged with , , , , , , , ,

Why When Shopping Auto Insurance, You Are Asked About Your Previous Insurance?

October 18, 2011 by Leave a comment

When shopping for auto insurance, you have to provide a lot of information. The reason for this is  an insurance company needs to properly assess you as a risk, and to find a car insurance policy that is best for you. The questions an  insurance company asks is to assist in  pre-qualifying an insurance policy.  At this time, a good insurance agent will take time to make sure your coverages are adequate for what you need.

To explain why insurance companies and agents ask this information, we are going to explain in a Question & Answer format.

Do You Currently Have Insurance?

Answer: Helps assess risk of driver. Statistics show people who have previous insurance are a lower risk to insure than someone without insurance.  If you have previous insurance, you will most likely get a better rate.

How long have you had insurance with the current company?

Answer: Drivers who have maintained insurance for a long period are a lower risk to insure. Its is proven that people who stay with their previous company for a long period also stay with a new company for as long.  Drivers with 3 years with the same company are going to get the best discount.

What company are you with?

Answer: The agent or company needs to know if you are with a standard company or a non-standard company. Naturally a standard driver, with a standard company, is less risky to insure. Therefore they will most likely get a better rate.

What are your current liability limits?

Answer: People who are underinsured are a  higher risk to insure. If you don’t carry at least 100/300 liability limits or higher, your current policy is lacking coverage.  If you carry 100/300 or higher, you are less of a risk to insure, therefore you will most likely get a better rate.

Overall,  insurance companies ask these questions as a determining factor on how they will set up an insurance policy and how much premium needs to be charged. If you have had continuous insurance for 3 years with 100/300 limits or higher with the same company, you are going to be a prime risk when shopping around on auto insurance. If you would like an auto insurance quote, please contact us.

Filed under Auto Insurance, SR22 Insurance Tagged with , , , , , , , , , , ,

The Liability Of Halloween Trick Or Treaters On Your Property

October 3, 2011 by Leave a comment

Halloween can be a great and fun time of the year. Those little pumpkins come to the door and say “Trick or Treat” and you give them all kinds of candy. Many Moms and Dads walk along with their children in gathering those little treats, and even sometimes grandmas and grandpas. As We all know they come on your property, ring your door bell and you give out goodies. The unforeseen threat is when the “trick or treaters” come  on your property, you could potentially be held liable for anything that could happen. This is if someone slips o falls, or any other type of “accident”. This could be if you are  a renter, homeowner or landlord. There are a couple of ways to prevent and protect yourself and we are going to explain what to do.

What To Do To Your Property To Prepare For Trick Or Treaters

  • Make sure there is a clear path from the street to your door. Make sure there is enough space for people to walk.
  • Have the area’s well-lit with light. This is so people can see clearly where they are walking on your property.
  • If its snows, shovel your driveway and walkways, and lay down salt. This is to prevent slip and falls.
  • Don’t have any hazards in the way or attractive nuisance’s.  This could be a hole you are digging in your lawn, or a pile of lumber or rocks in your yard.

Check Your Home Insurance Policy

Make sure your homeowners or renters policy has enough liability and medical coverage. We at least recommend having $5,000 in Medical Payments Coverage and having at least a $300,000 liability. Increasing these coverages will at most cost you an extra $50 dollars per year.  If someone sues you or there is a monetary judgement held against you due to an incident, your home insurance policy protects you.

If you take these basic steps it will assure a lot safer Halloween for you as a homeowner, and for your trick or treaters. Happy Halloween. If you have any questions or would like a quote, please contact us. Thanks for reading!

Filed under Condo & Apartment Building Insurance, Condo Insurance, Home Insurance, Homeowners Insurance, Landlord Insurance, Renters Insurance, Special Event Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , ,

The General PGAC Indepedent Insurance Agent In Denver, Colorado

October 3, 2011 by Leave a comment

Looking for a Local PGAC agent? Look no further because we are exactly that. We are appointed agents. Click HERE to see our local listing on PGAC’s website.

Call us for a free quote @ 303-219-4985

About PGAC

They Insure most cars and drivers
Permanent General specializes in “non-standard” or “specialty” auto insurance, which is auto insurance for people who are quote “high risk”. This includes relatively drivers that are new to the auto insurance market, or who have been dropped by their former insurance carrier because of their driving records. PGAC also offers Sr22 filing.

They Offer Low down payments, convenient monthly payments
They offer low down payment options to every policyholder coupled with convenient monthly payments plans if you so choose. In most cases they combine their budget-sensitive plans with electronic verification of driver information and vehicle information when the customer is buying the policy so there are no surprises in the future. They also offer payment by credit card or check online.

Quality Claims Handling and Customer Service
Policy holders receive top notch service. PGAC claims department are focused on serving the customer to complete the client to satisfaction. Many questions and needs can now also be resolved online.

Financially Stable
A.M. Best recognizes PGAC financial strength and stability with a A – “Excellent” rating

Filed under Auto Insurance, SR22 Insurance Tagged with , , , , , , , , , , , , ,

We Are Your Local Travelers Insurance Agents

October 1, 2011 by Leave a comment

Looking for a Travelers Insurance Agent? You are at the right place. We are appointed and represent Travelers Insurance and their products. Our agent code is 06×753. We are a full service National insurance agency. Here is a line up of products that we write-through Travelers.

  • Auto/Car Insurance
  • Home Insurance
  • Condo Insurance
  • Renter’s Insurance
  • Landlord Dwelling Insurance
  • Landlord Condo Insurance
  • Personal Umbrella Insurance
  • Commercial & Business Insurance
  • And More!

We service the following area’s in Colorado:

Aurora, Arvada, Colorado Springs, Commerce City, Castle Rock, Denver, , Centennial, Englewood, Greenwood Village, Littleton, Northglenn, Thornton, Westminster, Wheatridge and more. Please visit this link for our map.

If you would like a quote, please contact us during normal business hours, or shoot us an email. Thanks for visiting our site!

Filed under Auto Insurance, Business & Commercial Insurance, Home Insurance Tagged with , , , , , , , , , , , , , , , , , , ,

We Are Your Local Safeco Insurance Agents

September 30, 2011 by Leave a comment

Looking for a Safeco Insurance Agent? You are at the right place. We are appointed and represent Safeco Insurance and their products. Our agent code is 05-3429. We are a full service National insurance agency. Here is a line up of products that we write-through Safeco.                Click here to see our Agent listing on the Official Safeco Insurance Website.

  • Auto/Car Insurance
  • Collector Car Insurance
  • Home Insurance
  • Condo Insurance
  • Renter’s Insurance
  • Landlord Dwelling Insurance
  • Landlord Condo Insurance
  • Personal Umbrella Insurance
  • Commercial & Business Insurance
  • And More!

We service the following area’s in Colorado:

Aurora, Arvada, Colorado Springs, Commerce City, Castle Rock, Denver, , Centennial, Englewood, Greenwood Village, Littleton, Northglenn, Thornton, Westminster, Wheatridge and more. Please visit this link for our map.

If you would like a quote, please contact us during normal business hours, or shoot us an email. Thanks for visiting our site!

Filed under Auto Insurance, Business & Commercial Insurance, Home Insurance, Other Blogs Tagged with , , , , , , , , , , , , , , , , , , , , , , , ,

Safeco Roadside Assistance

September 30, 2011 by Leave a comment

Getting stuck on the side of the road is one of the most worst things can happen. This can be from a flat tire, break down and all other kinds of reasons. That’s why its always good to have roadside assistance. This is a basic break down of Safeco Insurance roadside assistance.

For car, boat and personal watercraft, emergency assistance covers the cost of towing or emergency services. For RVs, it also covers housing and transportation costs if your RV becomes uninhabitable and covers the loss of personal property in your RV. For motorcycles, Safeco has roadside assistance benefit of up to $300 per breakdown.

If you have a towing claim please call 1-800-332-3226. They will be able to assist you 24 hours a day, 7 days a week.

Filed under Auto Insurance Tagged with , , , , , , , , ,

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