Substance Abuse Rehabilitation Facilities Insurance | Get A Free Business Insurance Quote

August 19, 2012 by

Substance Abuse Rehabilitation Facility Insurance Program

As a Rehab center, you take in patients and help them break addiction to drugs or alcohol. Your facility could include lodging, food service, recreation and more. At our agency, we understand how to provide a flexible insurance policy.

Operations We Can Insure

Whether you are a small clinic with only a couple of employees, or a huge conglomerate with hundreds of employees, we have a policy we can set up for you. There is no policy to big or small that out agency can’t take on.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverage we offer.

  • General Liability
  • Building
  • Business Property
  • Comprehensive Proprietary Property Coverage
  • EPLI- Employment Practices Liability
  • Excess/Umbrella Liability
  • Commercial Auto Insurance
  • Crime & Fidelity
  • Special causes of loss on building, contents, loss of income, and extra expense
  • Abuse & Molestation Coverage Available.

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Non-Profit & Human Services Insurance Tagged with , , , , , , , , , , , , , , , , , , , , ,

Martial Arts Studio Insurance | Get A Free Business Insurance Quote

August 18, 2012 by

Martial Arts Studio Insurance Program

Martial arts studios hold classes in different mixed martial arts(MMA). This can be anywhere from karate, Aikido, Cardio Kickboxing, Kendo, Tai Chi and Tae Kwon Do. Other Styles we can insure include: Brazilian Jujitsu, Grappling, Mixed Martial Arts and Submission Fighting. Classes may be taught to all ages.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • EPLI- Employment Practices Liability
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance

Other Optional Coverage:

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Coverage extends to employees and well as independent contractors
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Child care coverage available

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Fitness Center Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Child Care Center Insurance | Get A Free Business Insurance Quote

August 14, 2012 by

Child Care & Preschool Insurance Program

We offer an insurance package uniquely designed for child care centers and preschools. Our policies address the risks and operations involved in daily operations. Work with one of our experienced licensed insurance agents, to help put together a policy best for the business.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverage we offer.

  • General Liability
  • Building
  • Business Property
  • EPLI- Employment Practices Liability
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Special causes of loss on building, contents, loss of income, and extra expense
  • Educators Professional Coverage available
  • Business Income Changes – Educational Institutions (Tuition Reimbursement)
  • Abuse and Molestation and Corporal Punishment Coverage is Available
  • Special Events – Including Fund-Raising Events
  • Blanket limits with large In-House Capacity
  • And More!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Non-Profit & Human Services Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Homeowners Insurance | Get A Free Home Insurance Quote

August 6, 2012 by

Homeowners Insurance Program

At Denvers Insurance & The Ahbe Group, we know that your home is one of your most important investments you could ever make. That’s why we never take short cuts, when we build our home insurance policies. Work with one of our agents, and she/he will guide you through the process to find a policy that is best for your needs. Let us invest time into you, just like you did with your house.

Types Of Policies We Can Write

We can write properties of all types. This could be a small house, to a multi-million dollar one.

  • Dwelling(DP-3) Insurance
  • Home(HO-3 & HO-5) Insurance
  • Condo Insurance(HO-6) (Unit Owners)
  • Renters & Tenants(HO-4) Insurance
  • Seasonal Home(HO-3 & DP-3) Insurance
  • Vacant Home(DP-1) Insurance
  • If you are looking for Landlord Or Investment Property insurance, please click here.

Coverages

We offer comprehensive, “worry Free” insurance coverage.

  • Dwelling Or Structure With (RC)Replacement Cost (some policies don’t qualify for replacement cost)
  • Extended Dwelling Coverage
  • Other Structures
  • Personal Property With (RC)Replacement Cost
  • Medical Payments
  • Homeowner Liability
  • Loss Of Use
  • Sewer Back Up
  • Identity Theft
  • and more!

Homeowners With Previous Claims & Loss History

Helping homeowners who have been non-renewed due to many claims is one of our specialties. If you no longer qualify for a policy with a standard company, we can help you out. This can be anywhere from just a couple of claims, all the way to a full list. We will also counsel on how to avoid non-renewal in the future, and eventually get you back into a standard company.

High Value Home Insurance

We understand that some customers may have high value homes, requiring unique comprehensive coverage. We have multiple markets that offer insurance for high value properties.

Unusual Risk Home Insurance

We know some properties are located in areas that make inherently more risky to insure. We have markets that fulfill needs for hard to place risk. For Example: Mountain houses in wild-fire risk areas with minimal fire protection.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Home Insurance Quote!

We offer up to 10 personal lines companies for home insurance. To get a free home insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Filed under Condo Insurance, Home Insurance, Homeowners Insurance, Landlord Insurance, Renters Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Waldo And High Park Fire Have Resulted In Nearly $450 Million Dollars In Losses

July 18, 2012 by Leave a comment

According to RMIIA, this wildfire season has been the most destructive in Colorado history. After major droughts through out Colorado, dry conditions caused 2 major wild fires to break out. So far the High Park & Waldo Cannon fire have cost nearly $450 million in losses and counting. This is all after the Lower North Fork fire, which burned 47 homes and killed two people. 2012 has by far been the worst year for insurance companies in Colorado. Not only have the wild fires contributed to major insurance losses, but hail, wind and flooding hasn’t helped either.  Alone this year, they have added up to about $322 million in losses.

So what does this all mean for your home insurance renewal coming in the mail with in the next year? Insurance companies are most likely going to have to pass on the nearly $800 million loss to consumers. A lot of companies are also looking at or already have gone to a mandatory %1 wind and hail deductible. We are also seeing a lot of companies making in mandatory, to have both your auto and home insurance bundled with them. They will no longer accept “mono-line” home insurance policies. This is also the same for “landlord” policies as well.

We are on a “bumpy ride” with property insurance rates and conditions for at least the next 3 years. Could even be longer. I personally think this is going to change how insurance works for a long time in Colorado. Not only have we had huge losses from wild fires, hail, wind and etc., other factors have and will contribute to high insurance rates in Colorado. Previous losses from 2009 and 2011 haven’t helped. Insurance companies have and still have to deal with a bad economy. This ultimately leads to poor return on investment for insurance companies. Insurance fraud spikes during bad economies. Also people who haven fallen of the books, due to losing their homes during the recession, doesn’t help neither

All in all, I hate to be bad news bears, but home insurance rates are going up again, in Colorado. This going to effect people across the board, including people who haven’t filed a claim in their life. Consumers can try to keep their insurance rates by shopping around. In this process, please consider us. We are independent insurance agents that represent multiple companies. We can also help out people who are going to be non-renwed due to losses.

Thanks for reading.

Mark A. Schneider- (Owner/Partner/Agent)

Filed under Other Blogs Tagged with , , , , , , , , , , , , , , , , , , ,

Independent Insurance Agents & Insurance Brokers | Denver, Colorado

July 15, 2012 by Leave a comment

We are your local independent insurance agents and insurance brokers located in South East Denver Colorado. We would love to help you out with any of your insurance needs. This can be Auto, Home, Business insurance and more. Please visit our Products page for more details.

As independent agents and brokers, we offer multiple companies for multiple needs of insurance. We belive this gives us an advantage over the competition. Versus calling a Captive Agent with only one company, call us instead. We are a one stop shop for all you Property & Casualty insurance needs.

In August 2007, Mark A. Schneider started his agency, with a vision to help customers out with their insurance needs. His vision was to create an agency that can write multiple insurance needs, while representing multiple companies. Since then he has helped out thousands of clients, and has grown his agency substantially. Mark’s agency is also family operated and has his family work with him.

Work with our agency! Let us help you out with your Denver & Colorado Insurance needs. To Get A Free Quote, Click Here.

Thanks for stopping by! By the way, we sport an “A” rating from the BBB.

Filed under Auto Insurance, Business & Commercial Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , ,

Professional Sports Insurance | Get A Free Business Insurance Quote

June 27, 2012 by Leave a comment

Professional Sports Insurance Package

In the world of professional Sports, certain risk exist only unique to the industry. This can be anywhere from premises liability, to liquor exposure and more. It is very important to have the right policy and coverages in place. It is critical to consider all exposures. Work with one of our licensed experienced agents, and he or she will help you find a policy, that best fits your operation. The last thing you need to worry about as a onwer or operator of a Pro team is your insurance policy. Let our agency help create a “worry free” policy.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverages we offer.

  • General liability Based On attendance (un-audited)
  • Building & Structures
  • Property Coverage
  • Commercial Auto Insurance
  • Liquor Liability
  • Inland Marine
  • Crime & Fidelity
  • Primary & contingent coverage for: Liquor, Concessions, Security & Parking
  • Participant Liability coverage
  • Aggregates per location or per event available
  • Tenant Users and Suite-holders Liability coverage
  • Directors & Officers Liability
  • Umbrella Liability Coverage
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Outdoor Products Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Dude & Guest Ranch Insurance | Get A Free Business Insurance Quote

May 31, 2012 by Leave a comment

Dude & Guest Ranch Insurance Program

All the way up North in the Dakota’s, to all the way down south in Texas. Working ranches welcome guests to experience life in the old west for a few days at a time and get to enjoy the cow-boy/girl life. They may offer limited live stock handling for guests.  In addition to horseback riding guests may enjoy learning to shoot firearms, practicing arena riding and moonlit cookouts.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverages we offer.

  • General Liability
  • Building & Structures
  • Property Coverage
  • Commercial Auto Insurance
  • Watercraft Liability
  • Liquor Liability
  • Inland Marine (saddles, atv’s, golf carts, bicycles, snowmobiles and more.)
  • Crime & Fidelity
  • Bell Endorsement Available
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Outdoor Products Insurance Tagged with , , , , , , , , , , , , , , , , , , , ,

Rod & Gun Club Insurance | Get A Free Insurance Quote

May 30, 2012 by Leave a comment

Rod & Gun Clubs are usually non-profit membership clubs with ownership and access to land, cabins, ranches or other private property. Clients typically have a clubhouse, ranging from small cabins or mobile homes to elaborate, high value lodges and etc. Primary activities include hunting, fishing, rifle, pistol, and trap/skeet and archery shooting.land used for shooting, hunting, fishing and other recreational activities. Our Agency offers a program to include coverage for watercraft, ATV’s and tree stands. Insurance coverage is also available for indoor and outdoor rifle, pistol & archery ranges. Rod & Gun Clubs often hold public social events and fundraisers.
Our Business Owners Policies Go Above And Beyond The Industry Standard
We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverages we offer.

  • General Liability
  • Property Coverage Available
  • Indoor/Outdoor Range Liability Coverage
  • Club Members Included As Additional Insureds
  • Liquor Liability Available
  • Umbrella Coverage
  • NO Cross Suit Exclusion
  • NO Tree Stand Exclusion
  • NO Atv Exclusion
  • Club Members as Additional Insureds
  • Hunting and Fishing Guides as Additional Insureds
  • Watercraft Liability
  • Dogs in the Insured’s Care, Custody or Control
  • Most ISO Endorsements
  • Umbrella Coverage
  • Crime & Fidelity
  • and more!

Indoor and outdoor shooting ranges involved in the operation are okay!

For more details on our Business Owners Policies, Please Click Here.

We Are Endorsed By The NRA

We are apart of the NRA Business Allaince identification number is X89723. We belive its important to protect or second amendment right.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Outdoor Products Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

School Insurance | Private, Academic & Vocational School Insurance

May 27, 2012 by

School Insurance Program

Schools are the fabric of society. Kids learn valuable and important skills for the real world. Teaching kids can be very hard and complicated. We know schools require an insurance policy, that can protect the them from unusual risks.  Our Agency understands that the last thing that a school needs to worry about is the insurance policy and we know schools need all their time to focus on students needs. Work with of our licensed experienced insurance agents, and he/she will produce a policy that best fits the schools needs.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverage we offer.

  • General Liability
  • Building
  • Business Property
  • EPLI- Employment Practices Liability
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Special causes of loss on building, contents, loss of income, and extra expense
  • Educators Professional Coverage available
  • Business Income Changes – Educational Institutions (Tuition Reimbursement)
  • Abuse and Molestation and Corporal Punishment Coverage is Available
  • Special Events – Including Fund-Raising Events
  • Blanket limits with large In-House Capacity
  • And More!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Non-Profit & Human Services Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , ,

← Older posts

Newer posts →