Fitness Center And Health Club Insurance | Get A Free Business Insurance Quote

December 10, 2011

Fitness Center & Health Club Insurance Program

As a business owner or operator, you deliver services for people to be their best. You offer monthly memberships, have personal trainers, have fitness classes and more. Your job is to keep people healthy and happy.

The last thing you should be worried about is insurance. When you buy or have insurance through our agency, you won’t. Work with one of our licensed insurance agents, who will help you create a comprehensive and superior insurance policy that best fits the business. What if a piece of equipment were to break and hurt a customer, do you have enough coverage? We help answer these types of questions at our agency.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverage we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Fitness Center Insurance Tagged with , , , , , , , , , ,

Hotel And Motel Insurance | Hospitality Insurance | Get A Free Business Insurance Quote

December 10, 2011

Hotel & Motel Insurance Program | Hospitality Insurance

Being the owner and operator of a hotel or motel can have a lot of responsibilities. You have guests you need to accommodate in all phases of the operation. This can include the front desk, food and beverage, housekeeping, maintenance and more.

The last thing an owner or operator needs to worry about is insurance.  If you buy or have an insurance policy through our agency, you won’t. Work one on one with a licensed experienced agents, who will counsel you into a comprehensive and superior insurance policy. We will create a “worry free” insurance policy that fits the business.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • Liquor Liability
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Hotel & Motel Insurance Tagged with , , , , , , , , , ,

Locksmith Insurance | Get A free Business Insurance Quote

December 10, 2011

Locksmith Insurance Program

As a lock smith you help customers when they put themselves between a rock and a hard place. You come to the rescue, and let people into their houses, vehicles and businesses. You also service locks by replacing them, or installing new ones. As an owner of a locksmith company, the last thing you should worry about is your insurance. If you buy or have an insurance policy through our agency, you won’t.

Work one on one with one of our licensed insurance agents, and he/she will help you create a comprehensive “worry free” insurance policy. What if you were sued tomorrow for a slip and fall at your shop, do you have proper insurance coverage? Don’t cut corners on an insurance policy, let us create a superior insurance package, the will protect your business.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Contractors Insurance Tagged with , , , , , , , , ,

Garden Store And Nursery Insurance | Get A Free Business Insurance Quote

November 23, 2011

Greenhouse, Garden Center & Nurseries Insurance Program

As an owner or operator, you stride to deliver a great product at a competitive price. Your customer demands quality and efficiency. The last thing that you should be worried about is your insurance policy. If you set up or have insurance through our agency, you won’t. Let one of our agents counsel you and help create a comprehensive insurance policy. We will build a policy that is best for the business. Most of all, our insurance policies are “worry free”.

Operations We can Insure

Operations small to large, we can insure them all. We can write Green house growers, landscapers, floral, nurseries, retail garden centers, wholesalers, distributors and more.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Retail Store Insurance Tagged with , , , , , , , , , , , , ,

Apartment Complex, HOA, Condo Insurance | Get A Free Business Insurance Quote

November 21, 2011

Apartment Building, HOA, Condominium Insurance Program

We have some of the most competitive rates in the country! Our policies come with comprehensive coverage, that beats the standard in the industry. Our agency has experienced licensed insurance agents, to help you find the policy that is best for your property. We insure all operations and sizes. This includes large HOA’s and apartment complex’s, all the way to a small duplex.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

Coverages Available

  • Building (structure)
  • Business Personal Property
  • General Liability
  • Loss Of Use & Rent
  • Sewer Back Up
  • Employee Dishonesty
  • Employee Practices Liability
  • Equipment Break Down Coverage
  • Workman’s Comp
  • Commercial Auto Insurance
  • Directors & Officers Insurance
  • Errors & Omissions
  • Excess/Umbrella Liability
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Insurance Quote!

We offer up to 4 commercial lines companies. To get a free insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Filed under Business & Commercial Insurance, Condo & Apartment Building Insurance Tagged with , , , , , , , , , , , , , , , , , , , , ,

Builders Risk Insurance | Get A Free Insurance Quote

November 21, 2011

Builders Risk Insurance Program

If you’re in the construction industry, your business is building, renovating and remodeling. Protect your projects with one of our comprehensive builders risk insurance policies. It Covers projects against fire, vandalism, lightning, wind, and similar perils. With our insurance policies, we can cover the property owner or general contractor.

Work with one of our licensed experienced insurance agents, who will help you put together a policy that fits the project. Our policies cover all projects, anywhere from a small custom-house, to a home builder building multiple properties. We can also insure commercial projects such as condo’s or apartment buildings. We cover all phases of construction. This includes from the beginning when the foundation gets pored, all the way to end when the last finishing touches are being completed. Our agency can also insure projects that just require remodeling or heavy renovation.

Coverages Of A Builders Risk Insurance Policy

Our builders risks policies are some of the most comprehensive in the industry. Please see below of a break down of coverages.

  • Coverage For All Property Including materials and existing or to be existing structure(s)/dwelling(s)
  • Back Up Of Sewer and Drain $5,000
  • Debris Removal $20,000
  • Fire Department Surcharge $10,000
  • Pollution Clean Up & Removal $15,000
  • Arson Or Vandalism Reward $10,000
  • Scaffolding Re-erection $10,000
  • Scaffolding, Construction Forms & Temp Structures $20,000
  • Property At Temp Storing Location $10,000 with $1,000 deductible
  • Property In Transit $25,000 with a $1,000 deductible
  • Valuable Papers & Records $20,000

Other Separate Coverages available

  • Commercial Auto Insurance
  • General Liability & Premises Liability
  • Excess/Umbrella Insurance
  • Professional Liability
  • Workman’s Compensation
  • and more!

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Builders Risk Insurance Quote!

We offer 3 commercial lines companies for builders risk  insurance. To get a free insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Filed under Builders Risk Insurance, Business & Commercial Insurance Tagged with , , , , , , , , , , , , , , ,

Landlord & Investment Property Insurance | Get A Free Quote

November 21, 2011

Landlord & Investment Property Insurance

As a landlord the last thing you should be worried about is your insurance. If you purchase or have insurance through our agency, you won’t. We offer comprehensive “worry free” landlord and investment property insurance. Work with us today to get a free quote on your home or condo. Our agents are licensed and experienced, and can put together a policy that is best for your property.

What if your property burned to the ground tomorrow, do you have adequate coverage? What If there is a slip and fall on your property, does your policy protect you? These are questions that we help answer at our agency.

Types Of Properties We Insure:

We insure properties of all types. This includes dwellings, duplex, homes, condos, small apartment buildings and more. Please consult an agent for details.

Coverages We Offer:

  • Dwelling & building Coverage
  • Interior Dwelling coverage
  • 120% Dwelling Extended Coverage
  • Business Personal Property(BPP)
  • Replacement Cost on BPP & Dwelling
  • Loss Of Rental Income
  • Loss assessment (If Applicable)
  • Landlord Liability
  • Sewer Back Up
  • and more!

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Landlord Insurance Quote!

We offer up to 5 personal lines companies for landlord insurance. To get a free insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Filed under Home Insurance, Landlord Insurance Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Distributors And Wholesalers Insurance | Get A Free Business Insurance Quote

November 18, 2011 Leave a comment

Distributors & Wholesalers Insurance Program

We understand as a small business owner, your customer depends on you for goods and materials. This can be anywhere from roofing materials, office supplies, food and more. The last thing you need to worry about is your insurance policy. When you work with our agency, you won’t.

We offer superior insurance coverage, for all your insurance needs.  At our agency you will work with a licensed experienced agent, who will counsel you into a comprehensive insurance policy. The policy will be designed for your business. At our agency “good old-fashioned customer service”, still exists.

Classifications We Can Insure

  • Appliance Distributor
  • Automobile Parts Distributor & Wholesalers
  • Bakeries With & Without Cooking Distributor
  • Beverage Including Alcohol Distributors & Wholesalers
  • Beauty & Barber Shop Supply Distributors
  • Books, Magazines, News Paper Distributors
  • Building Materials Distributors
  • Clothing & Apparel Distributors
  • Craft Supply Distributors
  • Dairy, Eggs & Ice Cream Distributors
  • School Supply Distributors
  • Electrical Equipment Distributors & Wholesalers
  • Fabric Distributors & Wholesalers
  • Florists Distributors & Wholesalers
  • Fruit & Vegetable Distributors & Wholesalers
  • Gardening & Light Farming Distributors & Wholesalers
  • Gift, Novelty , Etc Distributors & Wholesalers
  • Glass & Glassware Distributors & Wholesalers
  • Golf Equipment Distributors & Wholesalers
  • Grocery Distributors & Wholesalers
  • Hardware & Tool Distributors & Wholesalers
  • Hearing Aid Distributors
  • HVAC Distributors & Wholesalers
  • Hobby Distributors & Wholesalers
  • Ice Dealers Distributors
  • Janitorial Supply Distributors & Wholesalers
  • Jewelry Distributors & Wholesalers
  • Kitchen Accessories Distributors & Wholesalers
  • Ladies & Girls Accessories Distributors & Wholesalers
  • Lamps & Lightning Fixtures Distributors & Wholesalers
  • Leather Goods & Luggage Distributors & Wholesalers
  • Leather Products Distributors & Wholesalers
  • Linen Distributors & Wholesalers
  • Meat, Poultry, Seafood, Food Distributors & Wholesalers
  • Mirrors Distributors & Wholesalers
  • Monuments & Tombstones Distributors & Wholesalers
  • Music Distributors & Wholesalers
  • Musical Instrument Distributors & Wholesalers
  • Office Furniture Distributors & Wholesalers
  • Optical Goods Distributors & Wholesalers
  • Paint & Wallpaper Distributors & Wholesalers
  • Pet Supplies Distributors & Wholesalers
  • Photographic Distributors & Wholesalers
  • Picture Frames Distributors & Wholesalers
  • Plumbing Supply Distributors & Wholesalers
  • Sewing Machine Distributors & Wholesalers
  • Sporting Goods Distributors & Wholesalers
  • Sunglasses Distributors & Wholesalers
  • Trophy Distributors & Wholesalers
  • Wall Paper Distributors & Wholesalers
  • Yarn Distributors & Wholesalers
  • And More! Call for details if not in list.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Product Liability
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, Commercial Auto Insurance, Distributors Insurance, Workman's Compensation Tagged with , , , , , , , , ,

Dry Cleaning Insurance | Get A Free Business Insurance Quote

November 18, 2011

You help your customers look their best. Either if it’s a business man/woman needing their shirts cleaned and delivered every week on time, or having a wedding dress ready for a brides special day. As business owner, you sometimes forget about your risks involved in daily operations.

It’s never easy to realize that risks that your business inherently has everyday. What if a machine press breaks, causing injury to one of your employees, are you covered? What if a fire broke out over night, will you insurance policy have enough coverage? Let our agency help you answer these hard questions.

At Colorado & Denver Insurance Services, we are independent agents that know how important an insurance policy is to a business.  You will work with a licensed experienced insurance agent. He or She will work with you to find the policy that is best for your business.

We Offer Superior Coverage:

As a small business owner that last thing you should be worrying about is your business insurance policy. At our agency, when we put together insurance policies, we don’t cut corners. We offer comprehensive business owners policies.

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Customers Personal Property Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Filed under Business & Commercial Insurance, General Insurance, Workman's Compensation Tagged with , , , , , , , , ,

Our Business Owners Insurance Policy

November 18, 2011 24 Comments

Business Owners Insurance Policy

Our Agency offers the industries superior and leading product. Our policies go above and beyond the standard. Don’t “cut corners” on your insurance policy. Get a Superior insurance policy at our agency, all at great prices. Work one on one with a licensed experienced agent, that understands insurance. He/she will counsel you into a policy that best fits your business.

Please take a look below, at our business owner policy. Disclaimer:  Not all businesses and risks will qualify for this program. Business Owners Policies can vary company to company. Please talk to an agent for details.

Property

Policy deductible applies to all the coverages below. We offer deductibles at 250, 500, 1000, 2500, 5000, 10,000 and 25,000 thousand dollars.

  • Business Income & Extra Expense 12 Months Actual Loss Sustained
  • Business Income & Extra Expense Dependent Property $10,000 Limit
  • Business Income & Extra expense Newly acquired property $250,000
  • Employee Dishonesty & Forgery $25,000
  • Expediting Expenses $25,000
  • identity Theft/Recovery services $25,000
  • Terrorism Insurance

The Following Coverages Apply At Each Location

Coverage

  • Appurtenant Buildings & Structures $50,000
  • Arson & Theft Reward $5,000
  • Civil Authority 4 Weeks & 24 Hours
  • Claim Data Expense $5,000
  • Fire Department Service Charge $25,000
  • Fire Equipment Discharge $10,000
  • Newly acquired Or Constructed Business Personal Property $250,000
  • Newly acquired Or Constructed Building $1,000,000
  • Non Owned Detached Trailers $5,000
  • Outdoor Property $10,000
  • Personal Effects $25,000
  • Personal Property Of Others (included in (BPP) Business Personal Property Coverage Amount Desired)
  • Pollutant Clean Up And Removal $25,000 Maximum Annually
  • Preservation Of Property BPP Included Limit 90 Days
  • Signs Included
  • Spoilage Coverage Included In BPP (Business Personal Property)
  • Temporary Location Of Business Property $50,000 up to 30 days
  • Glass Coverage
  • Theft Damage To Rented Property Included in BPP

Coverage

  • Inflation Guard
  • Business Personal Property(BPP) Including Inventory
  • Seasonal Increase 25%
  • Building And Structure Coverage
  • Business Personal property Off Premises $250,000
  • Debris Removal 25% + $25,000
  • Money & Securities included in BPP
  • Money Orders & Counterfeit Paper Included in BPP
  • Outdoor Trees & Other Plants $3,000
  • Equipment Break Down $250,000
  • Ordinance Of Law & Demolition $25,000
  • Accounts receivable $25,000
  • Electronic Data Processing including In Transit $25,000
  • Sewer & Drain Backup $25,000
  • Fine Arts $25,000
  • Targeted Hacker Attack $25,000

Liability

General Liability

  • Each Occurrence Up To $2,000,000
  • Personal & Advertising Injury Up Tp $2,000,000
  • Products Completed Operations Up To $4,000,000
  • General Aggregate Up To $4,000,000
  • Damage To Premises Rented To You $300,000
  • Medical Payments $10,000
  • Employment Practices Fiduciary $10,000

Additional Blanket Insured Included (Excluding Contractors)

Optional Coverages

  • Commercial Auto Insurance
  • Excess Liability Insurance
  • Workman’s Compensation
  • Cyber Liability Insurance
  • Liquor Liability
  • and more!

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Filed under Auto Service Repair Insurance, Business & Commercial Insurance, Condo & Apartment Building Insurance, Distributors Insurance, Financial Services Insurance, General Insurance, Hotel & Motel Insurance, Restaurant Insurance, Retail Store Insurance, Workman's Compensation Tagged with , , , , , , , , ,

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