What Is the Progressive Insurance Snapshot Discount?

June 8, 2011 by Leave a comment

As an independent agent I get a lot of questions, asking what this is.  Its actually very simple. When you sign up for a Progressive insurance policy, you can either elect to opt in or opt out for snapshot. If you elect to do the snapshot discount, you could potentially save up to 30 percent on your next renewal with them.

How it works is they send you a device, you plug it into your vehicles on board diagnosis plug. After 30 days, you can actually monitor your driving habits online. From there, Progressive will project your savings on next renewal. If your driving habits are good, you will most likely receive a discount on your next policy period.

Criticism of the program is a lot of people think its to much “big brother”. The reason is they are monitoring your driving every second you are on the road.  Some people don’t like this idea.

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Unknown's avatarAbout Mark Schneider
I am a certified firearms instructor and use-of-force expert with extensive real-world experience in firearms, security, and defensive tactics. Credentials & Experience: 20+ years of owning, collecting, and shooting firearms. 12+ years in the security industry, including physical security, executive protection, workplace violence prevention, loss prevention, CCTV operations, access control, incident management, and threat assessment. Denver Police Verified Concealed Handgun Permit (CHP) Instructor. Authorized Trainer for Denver Security Guard Training. NRA Certified Firearms Instructor – Pistol, Concealed Carry Weapon (CCW), Rifle, Shotgun, Inside the Home (ITH), Outside the Home (OTH), Range Training & Basic Verification (RTBV), Chief Range Safety Officer (CRSO). USCCA Certified Firearms Instructor – Concealed Carry & Home Defense Fundamentals (CCHDF). Force Science Institute Certified – Use-of-Force Analysis. De-escalation Certified Instructor. Massad Ayoob MAG-40 Graduate. Sig Sauer Academy Graduate – Pistol 103 & Pistol 104. Law of Self Defense – Instructor Program Graduate. Dave Grossman Academy – Completed The Bullet Proof Mind, On Combat, and On Killing courses. Axon Taser Certified Instructor. OC/Pepper Spray Certified Instructor. PPCT Defensive Tactics Certified Instructor. Glock Armorer. Novice Gunsmith. Licensed Insurance Producer. HAM Radio Operator. 8+ years as a teacher and instructor in firearms, self-defense, and related disciplines.

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